Hearing Aid Insurance: Coverage for a Necessity
Most of us take for granted the gift of hearing. While the majority could use their ears to hear, there are those who, due to complications of a syndrome, genetics, or simply old age, need cochlear...
View ArticleCatastrophic Health Insurance: Is it for you?
The biggest cause for worry for any person at this time of economic crisis is how to budget the income per month to meet all of the family’s needs. In reality, we recognize the importance of having to...
View ArticleHow to File A Health Insurance Claim
How to File A Health Insurance Claim When going to your medical provider, there are times when they do not submit the health insurance papers to the company. You may be the one to shell out a sum of...
View ArticlePutting Your Money Where Your Mouth Is: Finding Online Dental Insurance Quotes
We often neglect the health of our teeth and gums. Because decisions these days are greatly affected by the cost of the services that are acquired, consumers often bypass the need for these simple...
View ArticlePrivate Health Insurance: Pros and Cons
Consider yourselves lucky if you are employed, and if your employer has made it an additional incentive for you to have health care insurance. With the current state of the economy and with everyone...
View ArticleShort Term Health Insurance
We’re lucky enough if our employers would give us that additional incentive of having medical insurance coverage. That way, we wouldn’t have to worry about getting ourselves insured just in case any...
View ArticleHealth Insurance: Common Myths and Misconceptions
The subject of health insurance can be both simple and complex at the same time. It is simple in the sense that when you pay a premium then you get health insurance coverage. It is complex due to the...
View ArticleDental Insurance vs. Discount Plans
It used to be that Health and Dental Insurance go hand-in-hand especially for an employed individual. As desperate times continue to loom around us, desperate measures are being done by employers to...
View ArticleGuaranteed Issue Health Insurance
Guaranteed Issue Health Insurance provides comprehensive insurance coverage for the individual who has a pre-existing medical condition and is not eligible to get the standard medical insurance...
View ArticleHealth Insurance for Seeing Impaired
Health Insurance has a lot of form and use. It is why doing research before getting one is the best thing to do. In that way you know you are only getting what you need and prevent high insurance cost....
View ArticleHearing Disability Benefits
People with disability are treated with utmost care in our society. It is common in every state law that disabled persons get priority and special treatment wherever they go. This is not done to...
View ArticlePublic vs. Private Health Care
Health care insurance is a process wherein an insurance company pays for the medical bill of the insured. The amount being paid by the insurance company depends on the agreed coverage. There are...
View ArticleTravel Insurance
As an avid traveler, the concept of travel insurance is nothing new to me. In fact, I always make sure that I get or purchase travel insurance whenever I go on a trip. Admittedly, I only get the most...
View ArticleWorker’s Compensation Insurance
Almost all employees or workers have a company-sponsored health care insurance. This insurance takes care of them if they fall ill or have been involved in an accident or needs emergency care. There is...
View ArticleEndowment Life Insurance
Endowment insurance, also more commonly known as endowment life policy or endowment policy, is an insurance policy that guarantees a sum of money that the insured or their beneficiaries will get when...
View ArticleIrrevocable Life Insurance Trust
An Irrevocable Life Insurance Trust or ILIT is an irrevocable trust that holds a life insurance. As the term irrevocable implies, this kind of trust can’t be changed or amended once it has been signed....
View ArticleLife Insurance and Financial Planning
Isn’t it strange how some of the things that we do go hand in hand or most of the time the result of what we have done earlier? The same thing is true with life insurance and financial planning. The...
View Article‘Young Invincibles’: Their role in health care reform
If you are between the ages of 19 and 29, a generally healthy individual and unconcerned about what could medically befall you in the future, thus, you go about your merry way without insurance, then...
View ArticleHealth Insurance Claim Denied: What to do Next?
Denial of health insurance claims can be defined by a number of reasons. Some of which can be as simple as not having the proper documentations or missing data, to billing and coding error, while...
View ArticleMental Health Parity Act
Mental Health Parity and Addiction Equity Act (2008) or MHPAEA, helps prevent group health insurance plans of which mostly offered by employers, from restricting patients from accessing care by putting...
View ArticleWhat is the Health Care Reform About?
Health Care Reform, simply put, is the term given whenever major changes or creation that is put to health policy is discussed. In this case, government policies that have tremendous effects on health...
View ArticleBlue Cross Blue Shield Association
One of the most recognized brands in the health insurance industry is the Blue Cross Blue Shield brand. It’s also the largest, and the oldest family of health benefits companies in the United States,...
View ArticleCompany-sponsored Wellness Program
Health care Insurance per se does not normally include wellness programs in their policies. Health care insurance is basically used for emergency purposes, doctor’s visits and prescriptions. But you,...
View ArticleMedical Discount Plans: NOT Health Insurance
It is imperative to know that medical discount plans is not at all the same with health insurance plans. Health insurance plans protect the policyholder from almost all medical costs- services or...
View ArticleMental Health Benefits
Mental Health services have always been a part of medical care. Unfortunately, discussions and debates have been going on regarding costs, coverage and availability of services. Unlike other health...
View ArticleHow to Dispute a Life Insurance Claim Denial
For years, you have been paying your premiums diligently, and you remained confident in the fact that your future was secured. Years later, you lose a loved one and you file a claim with the insurance...
View ArticleLife Insurance and Estate Planning
Estate planning is defined by the Wikipedia as “the process of anticipating and arranging the disposal of an estate.” It aims to eliminate any uncertainties about the will, and maximizes the value of...
View ArticleStranger Oriented Life Insurance Policies
One of the most important things that you need to secure in your future is to have a life insurance policy. This way, in the event that you die, a lump sum will be given to your beneficiaries as a way...
View ArticleSkydiver Insurance
Skydiver Insurance Website – Click here for complete information about Skydiver Insurance. For recreational and professional skydivers, there are three main kinds of skydiver insurance policies. These...
View ArticleInsurance Salvage
Insurance Salvage Website – Click here for complete information about Insurance Salvage. When certain property, such as vehicles or buildings, get damaged through an accident, fire or natural...
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